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Factors to consider

How much Insurance should I buy?

For the professional classes of insurance (PI, D&O etc) we frequently get asked this question.  There is no perfect answer but for our clients we have a process that considers over 16 factors which influence the source and/or quantum of…

Bespoke Wording

Creating a bespoke Insurance policy

There are more than a dozen Insurers who can provide PI, D&O and Crime (IMI) insurance for Asset Managers, each with their own unique policy wording.  Whilst the basic intent is the same, there is considerable difference between the best…

Policy Exclusions

Are all policy restrictions contained in the Exclusions?

It’s understandable to assume that all restrictions/limitations to your policy coverage are outlined and defined by the policy exclusions.  However this is not the case.  In fact, many restrictions to your policy coverage are contained in policy definitions (i.e. where…